Travel to Japan
Fully Insured
With a decade in Asia, LUMA covers you from all the unique risks of travelling to Japan.
- 4.8
- 4.0 Rating
Trusted by 100,000+ travelers
10,000+ policies served
Backed by medical guidance
Instant online purchase
Is My Trip, Baggage, Health Covered?
- delays, cancellations
- damage, loss
- sudden sickness, hospital expense
Is MyTripBaggageHealthCovered?
Yes!
On-the-ground teams and global partners ensure care is always nearby.
24/7 English-speaking assistance with coverage curated for Japan.
Practical support backed by decade-long experience and deep-rooted hospital networks.
Direct access to our in-house medical team (Medipro) for real medical advice.
Japan calling? We go above and beyond to make sure your trip stays golden.
01 Temple hopping & shrine trails?
Climbing the thousands of torii gates at Fushimi Inari or exploring Kyoto's historic districts? A twisted ankle or sudden illness can mean urgent care. Healthcare in Japan can be costly, so we handle the bill directly while you focus on recovery.
02 Mount Fuji or national park hikes?
Trekking to Fuji's summit or hiking through Yakushima's forests? Altitude sickness or trail injuries are more common than you'd think. Our Medipro team connects you with the right doctors at the right hospital for guidance and second opinions on treatment and medication.
03 Ski slopes & snow sports?
Hitting the powder in Niseko? A bad fall on the slopes can mean serious injury. No need to stress about costs — we got your back.
04 Remote onsen or off-the-beaten-path escapes?
Venturing into hidden mountain villages or Japan's remote national parks? If the nearest clinic isn't equipped to treat you, we arrange and cover the medical evacuation to the right facility, with no cost limit.
05 Last minute plan?
Booking for a sudden plan? Get your quote instantly and your policy in a few clicks, even at the boarding gate.





