Important notes:
This page is an overview of what LUMA travel insurance covers, not the full policy. For complete terms, limits and exclusions, refer to the policy wording of the plan.
What LUMA Travel Insurance Covers
LUMA travel insurance is built around fast access to medical care when something goes wrong abroad, plus cover for the everyday things that can derail a trip.
Here's a plain-English rundown of what's included. Limits and exact terms depend on your plan, so check your plan page before you buy.
Medical care abroad
When plans change
Backed up, wherever you are
Choose your plan
ASIA PASS
LUMA Asia Pass
For trips to Asia, regional cover and multi-trips up to 180 days.
Insured by Bao Long Insurance, assistance by Europ Assistance.LUMA World Pass
Designed for trips departing from Southeast Asia up to 180 days.
Insured by Bao Long Insurance, assistance by Europ Assistance.LUMA Travel Pass
For trips from outside Asia to non-Asian destinations up to 180 days.
Insured by Rock Mutual Insurance, assistance by Swan International Assistance.
FAQ
Your medical cover begins once you've cleared immigration at your destination. If your trip includes multiple stops, cover applies from immigration clearance at each new destination, not from departure.
