Travel Insurance for Singapore, Fully Covered with LUMA
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Trusted by 100,000+ travelers
A decade of travel cover
Backed by medical guidance
Instant online purchase
On-the-ground teams and global partners ensure care is always nearby.
English-speaking assistance with coverage curated for Singapore.
Practical support backed by decade-long experience and deep-rooted hospital networks.
Direct access to our in-house medical team (Medipro) for real medical advice.
01 Heat catching up with you around Marina Bay?
Singapore's humidity is relentless, and a full day across Gardens by the Bay, Marina Bay, and Orchard Road can bring on dehydration or heat exhaustion before you notice. If rest and water aren't enough, a clinic visit sorts it quickly, and care here is excellent but pricey for visitors. Your LUMA policy covers the eligible treatment costs, so getting checked doesn't sting twice.
02 Fall on rain-slicked streets or MRT stairs?
Quick showers, polished pavements, busy MRT exits, and long walking days can make a simple slip more likely than you expect. A bad fall can mean a clinic visit, X-ray, scan, or treatment for a sprain or fracture. Singapore’s healthcare is excellent, but private healthcare is extremely expensive. LUMA covers eligible medical costs, so an unlucky step does not become a bigger travel expense.
03 Stomach trouble after a hawker centre crawl?
Laksa, satay, chilli crab, the hawker centres are half the reason people come, but rich food on a hot, packed day can unsettle your stomach all the same. If it doesn't pass, Singapore's clinics are quick and easy to reach. Medipro can advise you on whether it's worth seeing a doctor, and your LUMA policy covers the eligible treatment costs if you do.
04 Singapore trip cancelled before you fly?
A Singapore trip, flights, hotels, the bookings around a Changi stopover, is mostly paid for ahead of time. If a serious illness, an injury, or a family emergency stops you travelling, that money is hard to recover alone. LUMA plans with trip cancellation cover reimburse eligible prepaid expenses, for covered reasons like these, subject to your policy terms.
05 Hospital visit during a Singapore stopover?
Even on a smooth trip, a sudden fever, infection, or injury can mean seeing a doctor while you are away from home. As a foreign visitor, you may be asked to pay upfront for consultations, tests, scans, or hospital care, and costs can add up quickly. LUMA covers eligible treatment and hospital costs under your plan. For larger bills, direct billing may be arranged where available, reducing what you need to pay out of pocket at the time.
Your Singapore Travel Insurance Questions, Answered
It depends on your nationality. As of June 2026, passport holders from the US, UK, EU, Australia, and many other countries can enter Singapore visa-free for short tourist stays, typically up to 30 or 90 days depending on nationality. Indian passport holders need a visa arranged in advance. Your passport should be valid for at least six months from your date of entry. Check the current rules for your nationality with Singapore's Immigration and Checkpoints Authority before booking.
Yes. Singapore is one of the region's main business hubs, with people flying in constantly for meetings, conferences, trade events, and regional HQ visits. Those trips run on tight schedules, so a sudden illness or a hospital visit can derail more than a single day. LUMA helps with eligible medical costs and covered travel delays during a business trip, and because Singapore's private healthcare is expensive, that cover earns its place even on a two or three day visit. Enter your dates and destination when you buy, and you're set for the trip.
