"Super easy and reliable travel insurance! ⭐, I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting.What I really liked is that it covers not just regular travel stuff, but also health issues and motorcycle accidents — which is a big plus if you’re riding motorcycles around in SEA."
Travel Vietnam
Fully Insured
With a decade in Southeast Asia, LUMA covers you from all the unique risks of travelling in Vietnam.
- 4.8
- 4.0 Rating
Trusted by 100,000+ travelers
10,000+ policies served
Backed by medical guidance
Instant online purchase
On-the-ground teams and global partners ensure care is always nearby.
24/7 English-speaking assistance with coverage curated for Vietnam.
Practical support backed by decade-long experience and deep-rooted hospital networks.
Direct access to Medipro medical team for real medical advice.
Vietnam calling? We go above and beyond to make sure your trip stays golden.
01 Island hopping or water sports?
Diving in Phú Quốc or snorkeling in the Con Dao archipelago? A coral cut can mean urgent care. Private hospitals are costly, so we handle the bill directly, while you focus on recovery.
02 Street food tours?
Trying Bánh mì or fresh seafood in Hội An? Food poisoning or dehydration is common. Our Medipro team connects you with the right doctors at the right hospital for guidance and second opinions on treatment and medication.
03 Motorbike adventures?
Riding through Hanoi streets or in Vietnam's countryside? If you scrape or hurt yourself, no need to stress about costs, we cover you with relatively higher medical expense.
04 Remote visits?
Trekking in Sapa or exploring the remote villages of Hà Giang? If the nearest hospital isn't equipped to treat you, we arrange and cover the medical evacuation to the right facility, with no cost limit.
- Vietnamcalling
05 Last minute plan?
Booking for a sudden plan? Get your quote instantly and your policy in a few clicks, even at the boarding gate.
Hear real stories from real travellers
"Perfect for traveling in Asia. One issue in Phnom Penh with my eyes, LUMA and his staff was particularly efficient and took care of me."
"I recently buy travel insurance from LUMA when I travel overseas because it’s easy to buy and pay on website. It took only 5 minutes! And the price is reasonable so will definitely buy it again!"
"Agents are really helpful in answering all my questions about the insurance coverage for my son. The processing is also fast as well as customer service if you need any assistance."
"In Thailand, I had an infection and needed an operation. Luma’s insurance paid for everything without any problems."
Got Questions? We've Got Answers.
No. Travel insurance is not mandatory for Vietnam. We still recommend it because costs in private hospitals in Vietnam add up fast. LUMA covers your medical costs and arranges evacuation to a better-equipped facility if you need one.
Vietnam does not officially require travelers to have travel insurance. However, having adequate travel insurance coverage can provide peace of mind and financial protection in case of emergencies while you’re visiting Vietnam.
Look for cover across five areas: medical treatment for sudden illness or injury, emergency evacuation, motorbike accidents, baggage and travel delays, and trip cancellation. LUMA covers medical care and evacuation across the board, and the higher tiers add baggage, travel delay, and cancellation.
Compare our plans online to see what each one includes.
No. Buy your travel insurance policy before you arrive in Vietnam. A quote takes only a few minutes online, so it is worth sorting before you fly.
Yes. Our plans cover motorbike accidents, including e-bikes and electric scooters. Vietnam runs on two wheels, so if you come off your bike on a Hanoi street or a Hà Giang mountain road, we cover the medical costs that follow.
The emergency medical number in Vietnam is 115. However, the standard of healthcare in Vietnam is not on par with most developed countries.
A better option may be to have a foreign-managed private clinic’s emergency number on hand.
It is not unusual for people with serious conditions to be evacuated to Bangkok, Singapore, or even back to their home countries.
It depends on your nationality. As of June 2026, UK passport holders and many European travellers can enter visa-free for up to 45 days, while US, Canadian, Australian, and New Zealand travellers need an e-visa, which covers stays of up to 90 days and is issued online before you travel.
Your passport must be valid for at least six months from your entry date.
If you fly directly to Phú Quốc and stay on the island, you can visit visa-free for up to 30 days.
Check the rules for your passport on Vietnam's official e-visa portal.
LUMA travel insurance is underwritten by licensed insurers, including Bao Long Insurance Corporation, a Vietnamese insurer, and Rock Mutual. Which one covers your trip depends on your route, and the quote tool confirms it before you buy. Emergency assistance is handled by global partners such as Europ Assistance. LUMA International, the distributor, is registered in France under ORIAS No. 17 007 455.
Yes. LUMA has a team on the ground in Ho Chi Minh City in Vietnam.
If something goes wrong on your trip, you are dealing with people who know the country and its hospitals.
Go places, we’ve got you covered.
- Mui Ne
