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The Parthenon on the Acropolis of Athens, a Doric-columned marble temple viewed from its front facade under a bright blue sky.

Travel Insurance for Greece

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Fully Covered with LUMA

From Athens' ancient streets and island hopping to Santorini sunsets to remote Aegean escapes, stay covered through Greece with LUMA travel insurance.
  • 4.8
  • 4.0 Rating

  • Trusted by 100,000+ travelers

  • A decade of travel cover

  • Backed by medical guidance

  • Instant online purchase

Is My Baggage, Health, Trip Covered?

  • damage, loss
  • sudden sickness, hospital expense
  • delays, cancellations

Yes!

  • On-the-ground teams and global partners ensure care is always nearby.

    Hands

  • 24/7 English-speaking assistance with coverage curated for Finland

    Calling

  • Practical support backed by decade-long experience and deep-rooted hospital networks.

    Shield

  • Direct access to our in-house medical team (Medipro) for real medical advice.

    Stethoscope
Greece calling? We go above and beyond to make sure your trip stays golden.
  • A bustling square in Athens with a historic mosque building, market stalls, and pedestrians, with the Acropolis visible in the background.
    Aerial view of a Greek coastal town on a hillside, overlooking a sandy beach with umbrellas and turquoise water.
    Rooftop view of Athens apartment buildings with greenery, overlooking the Acropolis in the distance under a cloudy sky.

    01 Scooter accident on an island road?

    Renting a scooter is how most people explore islands like Mykonos, Crete, and Corfu. Narrow, winding roads and tourist traffic make accidents more common than they look. A fall can mean a clinic visit or a hospital stay, and smaller islands often have limited medical facilities. LUMA covers medical costs from motorbike and scooter accidents and, if the nearest clinic isn't equipped, helps arrange transfer to a better-equipped hospital.

  • The ancient columns of the Temple of Poseidon at Cape Sounion silhouetted against a dramatic sunset sky.
    A narrow pedestrian shopping street in a Greek town, lined with shops and strolling visitors.
    A tall, standalone ancient Corinthian column with a decorative capital, set against a blue sky with trees below.

    02 Heat exhaustion after a long day at an ancient site?

    Athens in July and August is genuinely punishing, and a full day at the Acropolis or walking Delphi and Olympia in the midday heat makes dehydration and exhaustion easy to underestimate. If rest and shade aren't enough, a clinic visit may be in order. Medipro can help you decide whether your symptoms need a doctor, and LUMA covers the medical expenses if you do.

  • A traditional Greek building with balconies and hanging plants, with a car carrying a kayak parked on the street below.
    Rooftop view over white Athenian buildings with the Acropolis visible in the hazy distance.
    The Porch of the Caryatids at the Erechtheion on the Acropolis, featuring carved female figures supporting the roof.

    03 Medical emergency on a remote Greek island?

    Greece has over 6,000 islands, and the smaller ones often have little or no medical infrastructure. A serious illness or injury far from the mainland means getting to proper care takes time, and evacuation can cost tens of thousands. LUMA arranges evacuation to a better-equipped hospital and covers the costs so where you are doesn't limit the care you receive.

  • A medieval stone fortress wall and tower, with trees and a footpath running alongside it under a blue sky.
    A stone pathway alongside an ancient fortress wall, with people walking and greenery lining the path.
    The Greek flag flying above tree branches against a pale sky.

    04 Bag snatched in a crowded area?

    Busy metro stations and popular tourist areas in Athens see organised petty theft teams working the summer crowds. Losing a phone or wallet mid-trip, especially with island days still ahead, stops the journey in its tracks. LUMA plans can help with loss or theft, so you can sort replacements and keep the trip moving rather than worrying about the costs.

  • A narrow stone alleyway between old buildings, with outdoor café tables and a person walking past shop entrances.
    A quiet cobblestone street in a Greek old town, lined with historic buildings and flanked by red flowering plants.
    A traditional white windmill and outdoor café seating overlooking the sea in Santorini, Greece, under a clear blue sky.

    05 Greece trip cancelled before you fly?

    Flights and hotels are often paid for well before a Greece trip begins, especially for stays in Santorini or Mykonos. If a serious illness, injury, family emergency, or another covered event forces you to cancel, LUMA can reimburse prepaid costs under your Greece travel insurance, so you are not left carrying the full loss.

Terracotta-domed buildings in Santorini overlooking the deep blue sea, set against a clear sky.
Pink bougainvillea flowers draped over a whitewashed building, with a person walking past a yellow door.
Boats anchored in a clear turquoise cove with people swimming nearby, framed by green coastal shrubs.
A yellow bell tower of a Greek Orthodox church with several bells, set against a clear blue sky.
A narrow whitewashed alley in Mykonos with blue-shuttered windows and people walking past shops.
Ancient temple columns and ruins shaded by a large tree, with ancient stone fragments scattered on the ground.
The medieval fortified gate of the Palace of the Grand Master in Rhodes, with two round stone towers flanking the entrance.
A weathered stone relief carving of a robed figure set into an archway, framed by colorful Greek island buildings.
Tall marble columns of the Parthenon against a clear blue sky, with visitors exploring the ruins below.
Ancient stone ruins with a fallen column lying among scattered fragments of an archaeological site.
A quiet cobblestone street in a Greek old town, lined with historic buildings and flanked by red flowering plants.
A narrow stone alleyway between old buildings, with outdoor café tables and a person walking past shop entrances.
A stone pathway alongside an ancient fortress wall, with people walking and greenery lining the path.
A medieval stone fortress wall and tower, with trees and a footpath running alongside it under a blue sky.
Rooftop view over white Athenian buildings with the Acropolis visible in the hazy distance.
A traditional Greek building with balconies and hanging plants, with a car carrying a kayak parked on the street below.
A narrow pedestrian shopping street in a Greek town, lined with shops and strolling visitors.
The ancient columns of the Temple of Poseidon at Cape Sounion silhouetted against a dramatic sunset sky.
Aerial view of a Greek coastal town on a hillside, overlooking a sandy beach with umbrellas and turquoise water.
A bustling square in Athens with a historic mosque building, market stalls, and pedestrians, with the Acropolis visible in the background.

Your Greece Travel Insurance Questions, Answered

View of the Acropolis of Athens rising above a dense cluster of red-roofed and white buildings in the city below, under a clear sky.

Yes, especially in busy tourist areas during summer. Crowded streets, transport hubs, and popular sights make it easier for belongings to go missing without you noticing straight away. Keep your phone, wallet, and bag close, especially when moving through busy areas. If something is stolen, report it to the local police and keep the report for your LUMA claim.

Yes, and they're specifically flagged as one of the most common causes of tourist injury in Greece. Narrow island roads, unfamiliar terrain, and tourist traffic make scooter accidents more likely than they look. LUMA covers medical costs from motorbike and scooter accidents under your plan. One important note: standard travel insurance, including LUMA's, may exclude off-road vehicle operation and certain adventure activities, so check your policy before renting an ATV or heading on off-marked roads.

Yes. Greece has excellent hospitals in Athens and Thessaloniki, but private facilities are expensive for foreign visitors, and healthcare can be very limited on smaller islands. Whether it's heat exhaustion, a scooter injury, or a sea urchin injury on a rocky beach, LUMA covers medical expenses under your plan. Medipro can also help you decide whether your symptoms need a doctor and what kind of facility makes sense.

Yes, and for a Greek island trip it's one of the most important benefits in your plan. Smaller islands often have little or no medical infrastructure, and getting to proper care from a remote location can cost tens of thousands. If local facilities can't treat you, LUMA arranges medical evacuation to a better-equipped hospital and covers the costs so distance doesn't decide what care you can access.

Yes. Schengen visa applicants must provide proof of travel insurance with at least €30,000 in medical and repatriation coverage. The policy must remain valid across all 29 Schengen countries for the full duration of the trip. Every LUMA plan includes medical coverage of USD 50,000 or more, so it meets the minimum coverage requirement for a Schengen visa. Travelers from visa-exempt countries can stay for up to 90 days within 180 days without a visa.

Yes, during summer. Dry, hot conditions from June through September create real wildfire risk, particularly on the mainland and some islands, and fires can close roads, affect air quality, and force evacuations of affected areas with little notice. Monitor local alerts and check Greece's Civil Protection Authority if you're traveling in summer or planning hikes in forested areas. If a wildfire is serious enough to force you to cut your trip short and return home, LUMA plans with trip interruption cover may help with prepaid costs so the disruption doesn't hit your wallet twice.

Go places, we’ve got you covered.

  • Ancient hilltop temple complex and stone ruins overlooking trees under a bright blue sky with scattered clouds.
  • Aerial view of a hillside village with whitewashed buildings, winding stairways, and small turquoise pools.
  • Whitewashed hillside village with domed buildings and terraces overlooking the sea under a hazy blue sky.

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