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Travel Insurance by Destination
LUMA covers travelers to more than 190 destinations across Asia and worldwide. Wherever you go, you get the same medical-first protection: high medical limits, emergency evacuation, and access to our in-house medical team when something goes wrong abroad. Choose your destination below to see what your trip involves and how LUMA covers it, or get a quote directly, whether you're visiting one country or several on the same trip.
Yes. With LUMA you can add every country on your itinerary to a single policy when you get a quote. You pay for one plan and it covers your whole trip, whether that is one country or ten.
No. One LUMA policy covers all the destinations on your trip. You do not need to buy a new policy at each border, as long as the countries are part of the same continuous trip and are listed on your policy.
Yes. LUMA is built for multi-country trips across Asia and beyond. Just enter your departure country and all the countries you want to visit in the quote form, and you'll see the plans available for your trip.
LUMA covers travelers to more than 190 destinations worldwide. Choose your destinations on this page to see how LUMA covers your trip.
It depends on where you start and where you go.
LUMA Asia Pass covers trips to Asian destinations, LUMA World Pass covers trips departing from Southeast Asia to anywhere, and LUMA Travel Pass covers trips from outside Asia to non-Asian destinations.
The quote form picks the right plan automatically from your departure country and destinations.
Yes, as long as the policy has not started yet, you can contact us to change your policy.
One country or a whole itinerary, one plan covers it.
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