"Super easy and reliable travel insurance! ⭐, I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting.What I really liked is that it covers not just regular travel stuff, but also health issues and motorcycle accidents — which is a big plus if you’re riding motorcycles around in SEA."
Travel Insurance for
Schengen Visa
LUMA covers you for Europe — with instant certificates accepted by all Schengen embassies.
- 4.8
- 4.0 Rating
Trusted by 100,000+ travelers
10,000+ policies served
Backed by medical guidance
Instant online purchase
On-the-ground teams and global partners ensure care is always nearby.
24/7 English-speaking assistance with coverage that meets every Schengen embassy requirements.
Instant certificate delivery — ready for your visa appointment the moment you purchase.
Direct access to our in-house medical team (Medipro) wherever you are in Europe.
Europe calling? We go above and beyond to make sure your trip stays golden.
01 Applying for a Schengen Visa?
Every Schengen embassy requires proof of travel insurance with a minimum of €30,000 medical coverage. LUMA's plans are fully compliant, and your certificate lands in your inbox the moment you buy — ready to submit with your visa application.
02 Exploring multiple countries in one trip?
Hopping from Paris to Prague to Rome? Your LUMA policy covers you across all European countries under a single plan, with no need to arrange separate insurance for each border crossing.
03 City adventures & outdoor escapes?
Whether you're cycling through Amsterdam, hiking the Alps, or skiing in the Dolomites, accidents happen. Healthcare in Europe can be costly for visitors — we handle bills directly so you can focus on the adventure.
04 Last minute plan?
Booking for a sudden plan? Get your quote instantly and your policy in a few clicks.
Hear real stories from real travellers
"Perfect for traveling in Asia. One issue in Phnom Penh with my eyes, LUMA and his staff was particularly efficient and took care of me."
"I recently buy travel insurance from LUMA when I travel overseas because it’s easy to buy and pay on website. It took only 5 minutes! And the price is reasonable so will definitely buy it again!"
"Agents are really helpful in answering all my questions about the insurance coverage for my son. The processing is also fast as well as customer service if you need any assistance."
"In Thailand, I had an infection and needed an operation. Luma’s insurance paid for everything without any problems."
Got Questions? We’ve Got Answers.
To meet Schengen visa requirements, your travel insurance policy must cover a minimum of €30,000 in medical expenses; be valid across all Schengen countries for the full duration of your trip; and include emergency medical evacuation and repatriation.
LUMA's plans are built to meet all of these requirements. Your certificate is ready the moment you complete your purchase — formatted and accepted for embassy submission.
Travel requirements can change. Always confirm the latest rules with the relevant embassy or consulate before applying.
