"Super easy and reliable travel insurance! ⭐, I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting.What I really liked is that it covers not just regular travel stuff, but also health issues and motorcycle accidents — which is a big plus if you’re riding motorcycles around in SEA."
Travel Thailand
Fully Insured
With a decade in Southeast Asia, LUMA covers you from all the unique risks of travelling in Thailand.
- 4.8
- 4.0 Rating
Trusted by 100,000+ travelers
10,000+ policies served
Backed by medical guidance
Instant online purchase
On-the-ground teams and global partners ensure care is always nearby.
24/7 English-speaking assistance with coverage curated for Thailand.
Practical support backed by decade-long experience and deep-rooted hospital networks.
Direct access to our in-house medical team (Medipro) for real medical advice.
Thailand calling? We go above and beyond to make sure your trip stays golden.
01 Island hopping or water sports?
Diving in Koh Phi Phi or snorkeling in Phuket? A coral cut can mean urgent care. Private hospitals are costly, so we handle the bill directly, while you focus on recovery.
02 Street food tours?
Trying Pad Thai, or spicy curries? Food poisoning or dehydration is common. Our Medipro team connects you with the right doctors at the right hospital for guidance and second opinions on treatment and medication.
03 Motorbike adventures?
Riding through Bangkok streets or Chiang Mai’s countryside? If you scrape or hurt yourself, no need to stress about costs, we cover you with relatively higher medical expense.
04 Remote island visits?
Hiking in Koh Tarutao or stranded on a remote island? If the nearest hospital isn’t equipped to treat you, we arrange and cover the medical evacuation to the right facility, with no cost limit.
- Thailandcalling
05 Last minute plan?
Booking for a sudden plan? Get your quote instantly and your policy in a few clicks, even at the boarding gate.
Hear real stories from real travellers
"Perfect for traveling in Asia. One issue in Phnom Penh with my eyes, LUMA and his staff was particularly efficient and took care of me."
"I recently buy travel insurance from LUMA when I travel overseas because it’s easy to buy and pay on website. It took only 5 minutes! And the price is reasonable so will definitely buy it again!"
"Agents are really helpful in answering all my questions about the insurance coverage for my son. The processing is also fast as well as customer service if you need any assistance."
"In Thailand, I had an infection and needed an operation. Luma’s insurance paid for everything without any problems."
Got Questions? We’ve Got Answers.
Travel insurance is not mandatory for Thailand, but we strongly recommend it. A stay in a private hospital in Thailand can cost thousands of US dollars. LUMA travel insurance covers your medical costs and arranges evacuation to a better-equipped facility in Thailand if you need one.
Go places, we’ve got you covered.
- Railay beach
