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Shwedagon Pagoda golden stupa with visitors at the temple complex in Yangon Myanmar

Travel Insurance for Myanmar, Fully Covered with LUMA

With over a decade in Southeast Asia and beyond, LUMA covers you from all the unique risks of traveling in Myanmar.
  • 4.8
  • 4.0 Rating

  • Trusted by 100,000+ travelers

  • 10,000+ policies served

  • Backed by medical guidance

  • Instant online purchase

Is My Baggage, Health, Trip Covered?

  • damage, loss
  • sudden sickness, hospital expense
  • delays, cancellations

Yes!

  • On-the-ground teams and global partners ensure care is always nearby.

    Hands

  • 24/7 English-speaking assistance with coverage curated for Myanmar.

    Calling

  • Practical support backed by decade-long experience and deep-rooted hospital networks.

    Shield

  • Direct access to our in-house medical team (Medipro) for real medical advice.

    Stethoscope
Myanmar calling? We go above and beyond to make sure your trip stays golden.
  • Fresh betel leaves and dried nuts arranged in woven bamboo baskets at traditional Myanmar street market stall
    Local men eating at outdoor street food restaurant with decorative paper lanterns hanging overhead, Mandalay Myanmar
    Mohinga Myanmar fish noodle soup topped with crispy fritters and green chilies served at a Yangon street food stall

    01 Yangon street food not sitting right the next morning?

    Stomach issues and dehydration are two of the most common reasons travellers end up in a clinic in Myanmar. Unfamiliar food, untreated water, and heat above 35°C in the dry season can each play a part. Medipro medical team can help you decide whether to manage symptoms or seek care. If you do need to see someone, your LUMA policy covers your medical costs.

  • Traditional Intha leg-rowing fisherman standing on wooden boat with conical bamboo fish trap on Inle Lake, Myanmar
    Colourful wooden taxi boats crowded at busy Yangon waterfront ferry terminal on Irrawaddy River with port cranes in background, Myanmar
    Aerial drone view of two people rowing a traditional wooden longboat on a river in Myanmar

    02 Boat trip injury or fall during an Inle Lake village stay?

    Slips on wet jetties, motorboat collisions, and falls during stilt-house stays are common on Inle Lake. Medical options around the lake are limited, and serious cases need transfer to a larger hospital. LUMA covers your medical costs and arranges transfer to a better-equipped facility if local care isn't enough.

  • Group of Burmese women carrying woven baskets on shoulders and heads walking past ancient brick pagoda at sunrise, Bagan Myanmar
    Laykyun Sekkya standing Buddha statue towering over rural road with sheep herd and shepherds, Monywa Myanmar
    A matte black electric scooter parked on a quiet tree-lined street, with dappled sunlight filtering through green leaves onto the pavement

    03 E-bike fall while exploring Bagan’s temple routes?

    Most travelers explore the temple plain on a rented electric bike or e-scooter. Loose sand, uneven paths, and strong midday sun catch plenty of riders off guard, and a fall, sprain, or heat exhaustion can land you in a clinic. LUMA's plans cover motorised two-wheeler accidents, so a sprain or fracture doesn't turn a sightseeing day into a financial setback.

  • Ornate Myanmar Gate with tiered golden and green pagoda-style architecture and Hindi signage, Buddhist pilgrimage site India
    Tourist standing barefoot beside the famous Kyaiktiyo Golden Rock balancing boulder with small pagoda on top, Mon State Myanmar
    Ancient Buddhist temple in Bagan Myanmar with historic brick architecture under a blue sky

    04 Flight to Bagan delayed, or luggage still stuck in Yangon?

    Myanmar's small domestic flight network sees frequent weather delays, particularly during the May to October monsoon. A delayed leg or missing bag can knock out a tightly scheduled itinerary. We offer plans with travel delay and baggage cover built in.

  • Colourful tiled arched corridor of Myanmar Buddhist temple with repeating archways and lone visitor, Myanmar
    Shwedagon Pagoda golden stupa rising above ornate gilded temple rooftops and landscaped garden stairway, Yangon Myanmar
    Busy downtown Yangon street with Sule Pagoda and modern city buildings in Myanmar

    05 Rural clinic in Myanmar not equipped to treat you?

    Medical infrastructure outside Yangon and Mandalay is thin, and serious situations call for a hospital with the right capabilities. When local care doesn't have the skills or equipment to treat you, LUMA arranges transfer to a better-equipped facility, working with global assistance partners such as Europ Assistance where needed. Sometimes that means transport to a hospital in a neighbouring country, such as Thailand. All LUMA Travel insurance plans include full medical evacuation cover.

Tourist standing barefoot beside the famous Kyaiktiyo Golden Rock balancing boulder with small pagoda on top, Mon State Myanmar
Buddhist monk in saffron robes holding traditional red parasol standing at white Kuthodaw Pagoda, Mandalay Myanmar
Smiling young Burmese woman wearing traditional thanaka face paste and bamboo conical hat on river boat, Myanmar
Golden Shwemawdaw Pagoda with intricate tiered spire and ornate entrance gate against clear blue sky, Bago Myanmar
Colourful tiled arched corridor of Myanmar Buddhist temple with repeating archways and lone visitor, Myanmar
Ornate Myanmar Gate with tiered golden and green pagoda-style architecture and Hindi signage, Buddhist pilgrimage site India
Red Balloons Over Bagan hot air balloon being inflated at dawn with glowing burner flame, Bagan Myanmar
Kayan Lahwi long-neck woman wearing traditional brass neck coils and colourful headscarf sitting in craft shop, Myanmar
Woman in teal dress sitting on bench beneath large tree admiring ornate white Ananda Temple, Bagan Myanmar
Laykyun Sekkya standing Buddha statue towering over rural road with sheep herd and shepherds, Monywa Myanmar
Group of Burmese women carrying woven baskets on shoulders and heads walking past ancient brick pagoda at sunrise, Bagan Myanmar
Shwedagon Pagoda golden stupa rising above ornate gilded temple rooftops and landscaped garden stairway, Yangon Myanmar
Fresh betel leaves and dried nuts arranged in woven bamboo baskets at traditional Myanmar street market stall
Local men eating at outdoor street food restaurant with decorative paper lanterns hanging overhead, Mandalay Myanmar
Silhouettes of crowd of people on U Bein teak bridge at dramatic orange sunset over Taungthaman Lake, Mandalay Myanmar
Ancient golden Buddha statue sitting in collapsed red brick temple niche with rubble and plants growing around it, Bagan Myanmar
Young boy standing on narrow wooden canoe with pole beside stilt house on Inle Lake at golden hour, Myanmar
Colourful wooden taxi boats crowded at busy Yangon waterfront ferry terminal on Irrawaddy River with port cranes in background, Myanmar
Traditional Intha leg-rowing fisherman standing on wooden boat with conical bamboo fish trap on Inle Lake, Myanmar
Golden Buddhist deity statues in prayer pose at base of ornate green and gold pagoda spire against blue sky, Myanmar

Your Myanmar Travel Insurance Questions, Answered

Baby Buddha statue in a landscaped garden below a golden-roofed Buddhist temple with prayer flags

Travel advisories from major governments are currently restrictive. As of May 2026, the U.S. Department of State has Myanmar at Level 4 ("Do Not Travel"), and the UK Foreign, Commonwealth & Development Office advises against all travel to several states and regions and against all but essential travel to others. Conditions vary significantly by area. The main tourist corridor of Yangon, Mandalay, Bagan, and Inle Lake remains the most visited part of the country, while border regions and several northern and western states carry the highest-level warnings. If you're travelling against your home government's advice, your travel insurance may not respond to claims arising from war, civil unrest, or terrorism. These exclusions apply across LUMA's plans and across the wider travel insurance market. Check your home country's foreign affairs department for the latest guidance before you book, and review the policy wording so you know what your cover does and does not include.

Go places, we’ve got you covered.

  • Aerial view of Kuthodaw Pagoda's white stupas arranged in grid rows near Mandalay at sunrise, Myanmar
  • Aerial view of Mandalay Hill pagodas illuminated at dusk above misty forested hillside in Myanmar
  • Silhouette of fisherman casting a net from a wooden boat near U Bein Bridge at sunrise, Mandalay, Myanmar

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