"Super easy and reliable travel insurance! I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting. What I really liked is that it covers not just regular travel stuff, but also motorcycle accidents — which is a big plus if you're riding motorcycles around in SEA."
Travel Insurance for Myanmar, Fully Covered with LUMA
With over a decade in Southeast Asia and beyond, LUMA covers you from all the unique risks of traveling in Myanmar.
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Trusted by 100,000+ travelers
10,000+ policies served
Backed by medical guidance
Instant online purchase
On-the-ground teams and global partners ensure care is always nearby.
24/7 English-speaking assistance with coverage curated for Myanmar.
Practical support backed by decade-long experience and deep-rooted hospital networks.
Direct access to our in-house medical team (Medipro) for real medical advice.
Myanmar calling? We go above and beyond to make sure your trip stays golden.
01 Yangon street food not sitting right the next morning?
Stomach issues and dehydration are two of the most common reasons travellers end up in a clinic in Myanmar. Unfamiliar food, untreated water, and heat above 35°C in the dry season can each play a part. Medipro medical team can help you decide whether to manage symptoms or seek care. If you do need to see someone, your LUMA policy covers your medical costs.
02 Boat trip injury or fall during an Inle Lake village stay?
Slips on wet jetties, motorboat collisions, and falls during stilt-house stays are common on Inle Lake. Medical options around the lake are limited, and serious cases need transfer to a larger hospital. LUMA covers your medical costs and arranges transfer to a better-equipped facility if local care isn't enough.
03 E-bike fall while exploring Bagan’s temple routes?
Most travelers explore the temple plain on a rented electric bike or e-scooter. Loose sand, uneven paths, and strong midday sun catch plenty of riders off guard, and a fall, sprain, or heat exhaustion can land you in a clinic. LUMA's plans cover motorised two-wheeler accidents, so a sprain or fracture doesn't turn a sightseeing day into a financial setback.
04 Flight to Bagan delayed, or luggage still stuck in Yangon?
Myanmar's small domestic flight network sees frequent weather delays, particularly during the May to October monsoon. A delayed leg or missing bag can knock out a tightly scheduled itinerary. We offer plans with travel delay and baggage cover built in.
05 Rural clinic in Myanmar not equipped to treat you?
Medical infrastructure outside Yangon and Mandalay is thin, and serious situations call for a hospital with the right capabilities. When local care doesn't have the skills or equipment to treat you, LUMA arranges transfer to a better-equipped facility, working with global assistance partners such as Europ Assistance where needed. Sometimes that means transport to a hospital in a neighbouring country, such as Thailand. All LUMA Travel insurance plans include full medical evacuation cover.
Hear real stories from real travellers
"I bought LUMA Travel Insurance for my Asia Trip and it was so easy, everything was done online in just a few minutes, and I received my certificate right away. The process was clear, simple and hassle-free which gave me peace of mind before even starting my journey. I really appreciated how smooth it was."
"I bought it for my trip to Penang. Convenient and peace of mind to have."
"Luma proved to be an excellent partner for insurance in the SEA field. They took perfect care of me and provided all the necessary information."
"Perfect for traveling in Asia. One issue in Phnom Penh, Luma and his staff was particularly efficient and took care of me. Thank you very much Luma."
Your Myanmar Travel Insurance Questions, Answered
Travel advisories from major governments are currently restrictive. As of May 2026, the U.S. Department of State has Myanmar at Level 4 ("Do Not Travel"), and the UK Foreign, Commonwealth & Development Office advises against all travel to several states and regions and against all but essential travel to others. Conditions vary significantly by area. The main tourist corridor of Yangon, Mandalay, Bagan, and Inle Lake remains the most visited part of the country, while border regions and several northern and western states carry the highest-level warnings.
If you're travelling against your home government's advice, your travel insurance may not respond to claims arising from war, civil unrest, or terrorism. These exclusions apply across LUMA's plans and across the wider travel insurance market. Check your home country's foreign affairs department for the latest guidance before you book, and review the policy wording so you know what your cover does and does not include.
Not always. Domestic flights between Yangon, Mandalay, Nyaung U (Bagan), and Heho (Inle Lake) are usually the fastest way around the country, but schedules shift, smaller airports are weather-sensitive, and delays are common during the May to October monsoon. If you have an international connection waiting, build a buffer of half a day or more rather than planning tight transfers through a domestic airport. We offer plans with travel delay cover that helps when schedules slip. Get a quote online to compare your options.
Yes. Electric bikes and e-scooters are the standard way for foreigners to get around Bagan's temple plain, and LUMA's plans cover accidents involving motorised two-wheelers as long as you're riding in line with local laws and regulations. If you fall, sprain something, or end up with heat exhaustion mid-ride, we cover your medical costs and can arrange transfer to a better-equipped facility if local care isn't enough. Get in touch with our team to confirm coverage on yours before you book.
If local medical facilities can't provide the care you need, LUMA arranges transfer to a better-equipped hospital. Sometimes that means evacuation to a hospital in a neighbouring country, such as Thailand. All LUMA Travel insurance plans include full medical evacuation cover.
As of May 2026, most foreign visitors need a visa to enter Myanmar. Citizens of more than 100 countries, including the US, UK, EU member states, Australia, India, and China, can apply through the Myanmar eVisa system before departure. The tourist eVisa allows a single entry of up to 28 days, costs USD 50, and is valid for 90 days from the date of issue. Passports must be valid for at least six months from the date of entry. ASEAN nationals from Brunei, Cambodia, Indonesia, Laos, Philippines, Thailand, and Vietnam are eligible for visa-free entry for stays of up to 14 days. Verify current requirements for your nationality with the Embassy of Myanmar or your home country's foreign affairs department before you book.
Indian travellers: Indian passport holders need a visa to enter Myanmar. Visa-on-arrival is not generally available for Indian tourists, so the eVisa must be applied for and approved before departure. The standard tourist eVisa allows a 28-day stay and costs USD 50. Confirm the latest requirements with the Embassy of Myanmar in New Delhi or the Ministry of External Affairs before applying.
Yes. Road closures, busy transit, and full hotels are common during the Thingyan Water Festival in April, and some travelers find their domestic transfers shift around the festival period. That said, Thingyan is one of the most significant cultural moments in the Myanmar calendar, and travelling during the festival is a chance to experience street celebrations, monastic ceremonies, and water-blessing rituals that are central to local life. If you're planning your trip around it, build in extra buffer for domestic transfers.
